Nail the Right EFTPOS Machine for Your Business

Looking for a versatile EFTPOS machine that's reliable and easy to use?
Discover Shift4's EFTPOS machine today. Empowering Kiwi businesses with powerful payment technology and a simple setup, all in the palm of your hand.
Smartpay A920Pro Terminal resting on drawers in trade shop

Choose an EFTPOS Machine You Can Count On

Hands full with a buzzing business? Invest in a quality EFTPOS machine that offers multiple payment methods and streamlines your checkout process.

With an easy plug-and-play setup and low cost transaction processing, Shift4's EFTPOS machine helps you handle queues and boost sales faster than ever! 

Shift4's Mobile EFTPOS Machine

Smartpay A920 Pro terminal purchase

Android EFTPOS Machine

Available on Low Cost Tap & Pay solution with a low-cost merchant fee and 24/7 local customer support. You'll enjoy
  • Free terminal rental with no network fee*
  • Accept EFTPOS, debit, credit and contactless payments via insert, swipe and tap
  • Process payments with one low rate across Visa and Mastercard transactions
  • Accept AMEX & Buy Now Pay Later (BNPL) with an existing account
  • Connects to Worldline - NZ’s largest payment network^
  • A multi-carrier network SIM to ensure you keep trading with Wi-Fi back-up
  • Long battery life to keep you tapping away
  • Large, intuitive touchscreen for easy handling
  • View transactions and settlements in the Shift4 Hub
  • Predictable monthly billing
  • 7-day settlement into your business bank of choice

* Minimum Monthly Fee (MMF) and T&Cs apply
^Additional 3rd party fees apply

Your Business. Your Checkout. Your Choice.

We don’t believe in one-size-fits-all processing. Unlike other payment providers, Shift4’s unique solution understands your business’s transactions and puts the flexibility in your hands.

The “Low Fees” Option

Best for businesses that want to absorb costs

The “No Fees” Option

Best for businesses that want to save costs
The Core Idea
Absorb the transaction costs and provide a fee-free payment experience for your customers.

Pass transaction costs directly to the customer at the point of sale via surcharging.

Fees
Pay one flat, low rate to accept all Visa and Mastercard payments.

"On-the-fly" surcharge automatically calculates and applies the fee to credit and contactless payments.

Customer Choice at Checkout
Customers tap, insert, or swipe any card with zero added fees.
Customers can choose to tap/use credit cards and pay the surcharge, or insert/swipe physical cards to pay no surcharge.
Settlement
Shift4 settles your total daily card transactions directly into your bank account.
Shift4 retains the surcharge amount and settles 100% of your original sale amount into your bank account.
Terminal Rental
FREE Android terminal rental*
(Subject to a minimum monthly turnover threshold)
End of Month Bill
You receive a single, predictable bill from Shift4.
You receive a $0 monthly bill from Shift4.

Understanding the Settlement Difference Processing a $100 Sale

The “Low Fees” Option

You get $100 the next day. Shift4 bills you for your total transaction fees at your single low rate at the end of the month.

The “No Fees” Option

The customer pays $101 (with a $1 surcharge applied automatically). Shift4 retains the $1 and deposits exactly $100 into your bank account. Your monthly transaction bill is $0.

Handy EFTPOS Machine Features With Big Business Pay Off

Point of Sale (POS) Integrations

Tap into the full potential of your EFTPOS machine by seamlessly integrating with leading POS providers.

Mobile or Countertop Usage

Take your business to new horizons with flexible mobile EFTPOS or a reliable countertop machine that keeps sales rolling in, wherever you go.

Contactless Payments

Reduce time spent fussing with cash or card readers with convenient contactless payments.

Multiple Connectivity Options

With options to plug in with LAN, use Wi-Fi or a built-in 4G SIM card, you’ll always stay connected.

MOTO Payments

Close the deal even when the card isn’t physically present—whether it's over the phone or through a mail order, we've got you covered.

Remote Software Updates

Our EFTPOS machine automatically updates, keeping you compliant with the latest security updates with minimal disruption to your business.

Multiple Applications, Range of EFTPOS Machines

Unlock various ways to use your EFTPOS machine to its fullest potential! Our state-of-the-art EFTPOS machines are perfectly suited for any type of business, operating as:

Mobile EFTPOS: Your handy sidekick for payments on the go.

Countertop EFTPOS: Your reliable companion for in-store payments.

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Android EFTPOS Machine
Traditional EFTPOS Machine
Physical Design
Portable and lightweight with an easy-to-use touchscreen. Works for mobile and countertop applications.
Handy and reliable with physical buttons and a coloured screen. Works for mobile and countertop applications.
Connectivity Options
A multi-carrier network SIM to ensure you keep trading with Wi-Fi back-up
Wi-Fi, mobile SIM (4G) or wired (Ethernet/LAN) internet connection.
Payment Solution
Low Cost Tap & Pay with free terminal rental*. Can connect to Worldline**
Available for Short Term Rentals. Connects to Worldline.**
Payment Methods
EFTPOS, debit and credit payments via tap, swipe or insert with one low rate across Visa and Mastercard transactions*. Option to add AMEX and Buy Now Pay Later (BNPL).
Accept all EFTPOS and major debit and credit cards. Enabled for insert, swipe and contactless payments from cards and smart devices.
Transaction Reporting
Get a handle on your sales and settlements through the Shift4 Business Hub.
Get an insight into your transactions with Worldline Insights.
Settlements
Speedy 7-day settlements from Shift4 to your business bank account of choice.
Settlements provided by your acquiring bank of choice.
24/7 NZ Based Support
Customer service and support available 24/7/365
Technical help desk support available 24/7/365

*minimum turnover and T&Cs apply. 
**3rd party fees apply.

Short Term EFTPOS Rentals

Running a one-off event that lasts a day, a week or a month? Get a quality EFTPOS machine and level up your payments.

Hire a reliable EFTPOS terminal for up to 3 months with our short term rental solution. Perfect for taking payments at:

  • Markets
  • Pop-ups
  • School fairs
  • Charity drives
  • And many more!

Flexible Term EFTPOS Hire

Looking to rent an EFTPOS machine for 3-12 months? Our Flexible Term plan is right on the money for you. Offering flexibility for businesses:

  • Just starting out
  • Navigating seasonal changes
  • Owning a seasonal business
  • And many more!
Success Stories With Our EFTPOS Machines

“The simplicity of the terminal, the plug & play set-up, the ease of integration and switching comms all make it so much easier to add new terminals to our fleet as we increase our outlets, and add new terminals to existing outlets which are busier."

Dennis
Director, YOYOSO New Zealand

Understanding Your EFTPOS Machine

Budding entrepreneur or established business expert?

No matter your experience, we've got all your EFTPOS needs covered! 

Check out our handy resources to kickstart your EFTPOS journey and get those terminals tapping away:

Tips to Chip Away EFTPOS Machine Costs

  • Go green and save paper by disabling default receipt printing!
  • Choose low cost transactions with Low Cost Tap & Pay to save with free terminal rental* and no network fee! 
  • Evaluate providers with quality service as a top priority. Invest in reliable support for years to come!

*minimum turnover and T&Cs apply

Ringing Up Epic Customer Experiences

Google
suja sthapit profile picture
suja sthapit
16 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I am happy with GABRIEL’s Service. I follow his suggestion and I did good decision , never regret to accept his service
Google
Khanh Cao profile picture
Khanh Cao
14 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
It's great. It saves businesses a lot of money in bank fees.
Google
TINA LEDGER profile picture
TINA LEDGER
13 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I love this Smart pay , firstly because this machine works and because we are actually saving our customers money .Instead of them pay waving there savings /cheque card they are inserting and only getting the lower fee .
Google
Michelle Rauber profile picture
Michelle Rauber
13 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We switched over to Smartpay and it was the best decision we ever made. Gabriel Ryan made the transition so smooth and efficient and it's saved us over $25k annually in merchant fees. Plus the website is so user friendly and even ordering paper rolls is super easy.
Google
Ivan Reck profile picture
Ivan Reck
13 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great way to reduce business operating costs.
Google
Christine Mayers profile picture
Christine Mayers
13 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent choice to use Smartpay, the savings are great!
Google
THEO POTERIS profile picture
THEO POTERIS
13 March 2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service & saving my business a ton of money... Recommend smart pay to anyone with a business.

Frequently Asked Questions

The price of your EFTPOS machine can vary, depending on factors like: Are you renting the terminal from a provider? How long is your contract for? With Low Cost Tap & Pay, enjoy FREE terminal rental*, with one low rate for Visa & Mastercard contactless debit and credit transactions. 

*minimum turnover and T&Cs apply

While some providers have solutions for this, it is recommended to use a dedicated EFTPOS machine or in-store payment terminal to ensure you have a dedicated device that is accepting payments. This keeps your phone free for other purposes such as calls, photos or any other functions that may interrupt with taking customer payments. You also want to ensure you are receiving software updates, EFTPOS features, 24/7 support and expert advice from the likes of an EFTPOS provider for your business payments.

An EFTPOS (Electronic Funds Transfer at Point of Sale) machine allows electronic payments to be made. It can take payments from different payment methods like debit cards, credit cards, smartwatches and digital wallets such as Apple Pay and Google Pay.

Yes, EFTPOS machines need an internet connection in order to process payments. Depending on your EFTPOS machine model, you will need to connect to the internet through a Wi-Fi, wired or GPRS connection.

Save Time and Money with Shift4!

Every day, our Kiwi Payment Specialists help businesses like yours switch to a payment solution tailored to their business. Let’s chat about your payment needs today.
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