Low Cost Tap & Pay: The Speedy Payment Solution

Low Cost Tap & Pay Your Business. Your EFTPOS. Your Way

Get a premium Android terminal with FREE rental*, 24/7 local Kiwi support, and 7-day settlements. The only choice you need to make is how you want your transaction costs to be settled.

Whichever pricing path you choose below, these premium features come standard:

FREE Terminal Rental*

Goodbye monthly rental, hello savings!!

Tap, Insert, or Swipe

Accept EFTPOS, debit, credit, and contactless payments.

7-Day Bank Settlements

Get paid into your business bank of choice, 7 days a week.

Always Connected

Multi-network SIM with automatic Wi-Fi back-up.

Shift4 Business Hub

Free access to view your transactions, payouts, and analytics.

Worldline Connectivity

Seamless connection to NZ’s largest payment network^.

Add-On Ready

Easily accept AMEX & Afterpay with your existing accounts.

Speedy Delivery

Simple plug-and-play setup right out of the box to get you trading fast.

*Minimum monthly turnover threshold and T&Cs apply.
^Additional 3rd party fees apply.

Your Business. Your Checkout. Your Choice.

We don’t believe in one-size-fits-all processing. Unlike other payment providers, Shift4’s unique solution understands your business’s transactions and puts the flexibility in your hands.

The “Low Fees” Option

Best for businesses that want to absorb costs

The “No Fees” Option

Best for businesses that want to save costs

The Core Idea

Absorb the transaction costs and provide a fee-free payment experience for your customers.

Pass transaction costs directly to the customer at the point of sale via surcharging.

Fees

Pay one flat, low rate to accept all Visa and Mastercard payments.

"On-the-fly" surcharge automatically calculates and applies the fee to credit and contactless payments.

Customer Choice at Checkout

Customers tap, insert, or swipe any card with zero added fees.

Customers can choose to tap/use credit cards and pay the surcharge, or insert/swipe physical cards to pay no surcharge.

Settlement

Shift4 settles your total daily card transactions directly into your bank account.

Shift4 retains the surcharge amount and settles 100% of your original sale amount into your bank account.

Terminal Rental

FREE Android terminal rental*
(Subject to a minimum monthly turnover threshold)

End of Month Bill

You receive a single, predictable bill from Shift4.

You receive a $0 monthly bill from Shift4.

Get Low Fees

Get No Fees

Understanding the Settlement Difference Processing a $100 Sale

The “Low Fees” Option

You get $100 the next day. Shift4 bills you for your total transaction fees at your single low rate at the end of the month.

The “No Fees” Option

The customer pays $101 (with a $1 surcharge applied automatically). Shift4 retains the $1 and deposits exactly $100 into your bank account. Your monthly transaction bill is $0.

Partner with Shift4 Payment Experts Who Have Your Back

When you choose Shift4, you aren’t just getting an EFTPOS machine — you’re partnering with a team dedicated to your business success.

24/7 Local Expert Support

We are on hand always! Our team is just a phone call away, 24/7, all year round

Speedy Delivery & Easy Setup

Quick delivery and simple plug-and-play setup to get you trading fast.

Transparent & Honest Pricing

Simple, affordable pricing plans with zero hidden nasty surprises.

Bulletproof Security

Regular, automatic software updates to your terminal to keep you compliant.

Tailored to Scale

A wide range of payment features to customise your solution, with the instant option to add on existing AMEX or Afterpay accounts.

Meet Your New Payment Sidekick

Sleek on the outside, incredibly tough on the inside. Our Android EFTPOS terminal is explicitly built to handle the daily hustle of New Zealand businesses.

Built For the Hustle

Wrapped in a rugged silicone sleeve to withstand the inevitable slips, drops, and spills of a busy shift.

Portability Unlocked

A modern, wireless, lightweight design that effortlessly moves from the counter to table-side service.

All-Day Battery Power

Premium battery life engineered to keep you tapping non-stop from opening to closing time.

Beautifully Intuitive

A large, bright touchscreen interface that makes transaction handling effortless.

Tap, Insert, Swipe. Every Method Welcome

Whether your customers prefer plastic, smartphones, or wearable tech, give them the freedom to pay exactly how they want.

Coffee merchant receiving mobile contactless payment on A920 Terminal

Smart Devices

Full native support for Apple Pay, Google Pay, Samsung Pay, and Android Pay.

Smartpay A920Pro terminal beauty salon payment

Major Cards

Seamlessly process Mastercard, Visa, and standard local EFTPOS cards. Add American Express easily.

Level Up Your Payments Game in 3 Simple Steps

Want to start accepting payments quickly? Forget about long set-up times with multiple providers.
Level up your payments game with an in-store payments provider you can trust. Sign up in three simple steps.

Tell Us About Your Business Needs

Our payment specialists are here to help. Talk through your business and learn how much you can save.

We Send Your Low Cost Tap & Pay Offer

Our easy-to-sign online application takes minutes to complete using any device. Lock in your rate and leave the rest to us.

Receive Your Android EFTPOS Machine

Once accepted, you will receive an Android machine configured with transaction processing and speedy settlements. Easy as!

Low Cost Tap & Pay