Contactless Payment

Tap Into the Power of Quick Payments
Contactless payments are the way to go! With three-quarters of Kiwis loving the convenience and speed of contactless checkout, it's clear this trend is here to stay. It’s easy to accept on your terminal!
Smartpay A920Pro Terminal receiving contactless mobile payment in trade shop

Why Go With Contactless/NFC Payment?

As more Kiwis tap to pay, offering contactless payments (also called an “NFC payment”) isn’t just convenient—it’s a smart move for your business. It speeds up transactions and gives your customers and your business the upper hand in flexibility.

Pizza merchant receiving visa contactless payment success

Contactless Payment Adoption in New Zealand

Kiwi businesses have seen a surge in contactless payments, thanks to their convenience, speed and "hands-off” nature. Adoption has especially increased since the pandemic. Contactless transactions have grown by 62% in the past five years, and a recent survey shows that they make up nearly 40% of all transactions.

Power Up Your Business With Contactless Payments

More Ways to Pay with Contactless

Depending on your payment solution, accept mobile wallets like Apple Pay, Google Pay and Android Pay as well as contactless payment methods like Visa's payWave, MasterCard PayPass and AMEX Expresspay.

Supercharge Your Sales

Give your customers the power to pay their way and watch your sales grow—businesses that accept contactless see up to double the growth rate compared to their counterparts.^

Boost Customer Loyalty

Accommodating customer preferences increases loyalty. Merchants that accept contactless payments see three times more returning customers.*

Enhance Convenience and Spending

Contactless payments streamline transactions, making it easier for customers to make impulse purchases.

Future-proof Your Business

Stay adaptable to evolving technology and customer demands by adopting flexible payment solutions.
Smartpay A920 Pro terminal purchase

Security and Trust in Contactless Payment

Contactless payment is designed with layers of security and advanced encryption to keep transactions secure and reliable. Here's why you can trust contactless payments:

  • Stay in control: Contactless cards or devices don’t leave the customer's hand during payment, reducing the risk of card skimming.
  • Zero-liability fraud cover: For any unauthorised transactions, both the merchant and cardholder are covered. You won’t be out of pocket.
  • Transaction limit: For purchases over $200, customers must enter their PIN, providing an additional layer of security.
  • Built-in security: A contactless card features embedded encryption, offering advanced protection compared to older card technologies.
  • Unique codes: Each contactless transaction generates a one-time cryptographic code, enhancing security and tracking.
  • Close-range use: Thanks to Near Field Communication (NFC) technology, a customer's card or device must be close to the terminal for payment, minimising the risk of unauthorised scanning.

More Ways to Pay With Contactless

Tap into the ease of contactless payments—accept funds with a simple hover of an NFC-enabled card or device on the terminal.

In New Zealand, contactless payment is a hit, with favourites like Visa's payWave and MasterCard PayPass leading the charge.

Embrace digital convenience with mobile wallets like Apple Pay, Google Pay and Android Pay, allowing customers to tap and pay with their phone or smartwatch. 

Give your customers more ways to pay and gain the upper hand with contactless payments.

Setting Up Contactless Payment With Shift4

Getting started with contactless payments is a breeze with Shift4! Here’s a simple guide on what to do to get set up:

  • Already using a Shift4 terminal? Fantastic! All our terminals come ready to accept contactless payments out of the box. 
  • When you sign up to Low Cost Tap & Pay, you're already sorted with a competitive rate for accepting contactless payments. Just log on to your new terminal and you’re good to go!
  • If you’re using a Long or Short Term Rental solution and aren’t using our acquiring solution, simply inform your merchant bank about accepting contactless payments. They'll help set up a tailored Merchant Service Fee (MSF) package, and once activated, you’re good to go. 

Don’t have a Shift4 terminal yet? No worries! Get in touch with us to explore your options.

Why Choose Shift4 For Contactless Solutions?

Jump on board with contactless payments to boost your business flexibility and stay ahead of the curve. Make the smart move and choose Shift4 for a future-ready approach to payments.

Our Expertise and Industry Recognition

20+ Years of Payment Experience

Benefit from decades of experience with our in-house tech and support teams, who ensure you're in safe hands.

Tailored Solutions

Your business is unique, and so are our solutions. Whether you're brick-and-mortar or on the move, we've got a range of payment features to suit you.

Low Fees

Wave goodbye to rising bank fees with Low Cost Tap & Pay. Pay one low rate across Visa & Mastercard contactless transactions and eliminate guesswork.

We're Local

We proudly support 40,000+ homegrown businesses like yours across New Zealand and Australia with tailored solutions. When you win, we win.

24/7 Reliable Support

When it comes to payments, we're here round-the-clock to lend a hand whenever you need us.

Explore Our Range of Contactless EFTPOS Solutions

Suzie & Rocky - Ahaura hotel
Testimonials: Success stories from our partners

Everyone loves contactless and wants to pay by tapping their card. We needed to provide this option, but the monthly bank fees were hundreds of dollars! Setting up payments with them was easy. I could do it all on the phone. It has made such a big difference. We’re thrilled to see the reduction in bank fees and will be re-investing the savings

Suzie Rockhouse
Ahaura Hotel

Contactless Payment FAQs

In general, any business could benefit from the speed and flexibility of contactless payments. Retail stores, including supermarkets, find it enhances customer service. Fast-paced sales businesses like event booths, pop-up shops, food services like fast food, coffee shops, bars and clubs, can all benefit from moving customer queues quickly. Additionally, industries like hair & beauty, tourism and charities are just some examples that can leverage contactless for quicker and smoother payments, ensuring timely schedules.

Adopting contactless payments enhances customer experience by providing a faster, more convenient payment option. It streamlines transactions, reduces wait times and attracts customers seeking modern, efficient payment methods, ultimately boosting overall customer satisfaction.

Promote payments by displaying signage or a contactless symbol at your business indicating acceptance. Encourage contactless transactions and train staff to assist customers in adopting this convenient payment method. If you’re applying a surcharge, clearly display this at checkout using signage.

Accepting contactless payments incurs processing fees that are negotiated with your acquirer. iIf you’re on Low Cost Tap & Pay that’s us!. Low Cost Tap & Pay is designed to give you a really low acceptance rate, helping your business save on costs. 

Save Time and Money with Shift4!

Every day, our Kiwi Payment Specialists help businesses like yours switch to a payment solution tailored to their business. Let’s chat about your payment needs today.
© 2026 Smartpay Limited. Trading as Shift4
Terms & Conditions Privacy Policy